Trusted community banking

A safe, local home for your savings & loans

Member-owned. Locally governed. Transparent rates and human support โ€” tailored for families, professionals and small businesses.

Talk to our branch
Bank staff assisting a customer in the branch
About the bank

Rooted in our community, run by our members.

SK Credit Co-operative Society Ltd. Bank is owned by its members and governed by an experienced board, with a single focus - safeguarding your money and supporting long-term financial well-being.

Established as a registered credit co-operative, our bank follows conservative, regulator-compliant banking practices with a focus on safety, transparency and personalised service. Every member is important to us - whether you are opening your first savings account, planning a fixed deposit, or exploring a loan for your home or business. Decisions are made locally by people who understand our community.

Services & products

Simple, transparent banking products.

We keep our product range focused and easy to understand - so you always know where your money is and how it is growing.

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Banking

Everyday banking facilities for individuals, families and small businesses.

  • Member-focused service
  • Simple documentation
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Savings account

Secure savings accounts to help you build and maintain an emergency fund.

  • Competitive interest
  • Passbook & statement facility
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Insurance (tie-up)

Insurance products offered through trusted partners to protect your family.

  • Life & health covers
  • Guidance from our staff
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Fixed Deposit

Lock in your savings at attractive interest rates for fixed tenures.

  • Flexible tenure options
  • Interest payout as per choice
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Recurring Deposit

Invest a fixed amount every month to meet planned future expenses.

  • Monthly disciplined saving
  • Ideal for goals & milestones
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Pigmy / DDS

Daily or periodic collection schemes designed especially for small savers.

  • Collection at your doorstep*
  • Encourages regular saving
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Monthly Income Plan (MIP)

Deposit a lump sum and receive regular monthly interest payouts.

  • Steady monthly income
  • Suitable for retirees
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Loans

Loans for personal, business and housing needs, subject to eligibility.

  • Transparent terms
  • Local decision making
Contact us

Visit our branch or request a call back.

We prefer to meet and understand your needs in person. Call us, email us or walk in during working hours.

Branch address
#11/1, SK Credit Co-operative Society Ltd.
Laxmipura Main Road, 1st Cross
behind Sai Enclave, Near Vaikuntha Bar
Gangondahalli, Bengaluru - 562123, Karnataka
Working hours
Monday to Friday: 10:00 AM - 5:00 PM
Saturday: 10:00 AM - 1:30 PM
Sunday & bank holidays: Closed
Important notes
Please carry a valid ID proof for account opening or loan enquiries. Interest rates and schemes are subject to change as per regulatory guidelines.
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